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How to Get a Replacement Car Key It can be very frustrating to lose car keys. It can also be costly dependent on the type of car you have. Calling an auto locksmith is the most efficient method of replacing keys. This is typically a less expensive and quicker alternative than calling the roadside assistance or an auto dealer. Cost In the past, losing your car keys wasn't a huge problem. You could visit the local hardware store and get a replacement key. Today the process is more complex and expensive. The reason is that automobiles have become more technologically advanced, which means their keys are now. And while this may make them more secure from theft but it also makes them pricier to replace. The cost to replace the lost car key will vary depending on the year, model and model of your car. Many newer vehicles have key fobs with a transponder to stop theft. These chips must be connected to your car, which typically requires a locksmith or dealership. The cost of this service will differ based on the type of car you have but could be as high as $200. Certain modern vehicles also have a keys that are laser-cut and must be programmed using a specific machine that is only available at dealerships and auto locksmiths. The cost of keys for this kind of lock is up to $100. Another aspect that can affect the cost of a lost key is the location you live in. If you live in a remote area there is a chance that you will need to pay a premium for the service since the locksmith or tow truck has to travel a distance to get there. Additionally, a locksmith may charge extra for holiday, after hours, and weekends. The best method to minimize the cost of losing a key is to have an extra key with you that can be kept at home or in your wallet. You should also keep the registration or title documents with you, as they will be required to prove that you are the owner of the vehicle should you have to contact the dealership for the replacement key. In addition, you can make use of your roadside assistance to assist with the process. You might be able to get an interim replacement based on the conditions and terms of your roadside assistance service. Time It can be frustrating to lose your car keys, however it's important not to be anxious. Spend a few minutes searching for your keys in the most obvious places, like your pocket or purse. Then, walk back through your day and try to remember the places you may have left keys. This will help you remember if you've lost them, or if they are still in your vehicle. It could be time to replace your car keys if you are unable to find them. Most modern cars come with a remote key fob which utilizes a number of codes to unlock and start the vehicle. This type of key must be reprogrammed so that it can work with your vehicle. This is usually the responsibility of an expert. You should consult an auto locksmith to see if they can handle this. You will also need to bring proof of ownership. Old-fashioned metal keys for cars are much more simple to replace than remote fobs for keys. They are 100% mechanical and easy to duplicate. A locksmith near you can replace your key on the instantaneously. They can also duplicate the ignition cylinder in your vehicle, which is an extra expense. However, if you want to backup your old-school car keys, you can go to a hardware store specializing in automobiles and have them copied quickly and cheaply. You should also consider replacing your car keys if they're starting to look worn down. Regular use can wear down the teeth on the keys, and this can make it difficult to align them correctly. If the key starts to get stuck in the lock, it's a sign that it is time for a replacement. The dealer may have to program the key if you own the latest model or high-end vehicle. This is a complicated job that can take a long time to complete and could cost a lot of money. It could be covered under your car warranty or insurance dependent on the model of your car. Accessibility Even if you're a seasoned driver, it's still possible to lose your car keys. This could be a huge issue, especially if it happens at an inconvenient moment such as when you're at the grocery store or a gas station and you want to get back home. Fortunately, there are several options to replace your lost key. You can locate a locksmith, call roadside assistance, or even your insurance company. You'll first need to determine the type of key you're using. This is important because different cars use different types of keys. Some are old-fashioned and lock via the key cylinder while others have an electronic chip that communicates with the car to open the doors and open it up. Some of these keys can be replaced by an auto locksmith, while you may need to visit a dealership to order one from the manufacturer if yours is smart keys. Whether you're using a traditional key or a smart one, your first step should be to read the user manual or contact the dealer for directions on how to program it to your car. You'll need proof that you own the vehicle and wait several additional days for the dealer to request the replacement. This process might also require you take the vehicle to a locksmith or another service provider to have it programmed, so this isn't the best option for people with tight schedules or have a limited mobility. If you have a spare key, the process will be easier. You can usually buy keys online for a very low cost depending on the model of car. If your keys have a transponder as well as a key fob, you'll need to consult a licensed expert to replace them and program them. Depending on the make and model of your vehicle this could require an auto towing service or paying a locksmith to complete the task for you. A bluetooth tracker is another option to obtain a replacement car key. These tiny devices attach to your keyring and emit a signal that can be read by a smartphone with an app installed. The app will then inform you where the key is, to help you locate it when you require it. Insurance Car insurance policies typically do not cover the cost of keys lost. However, there are some exceptions. Some of the best insurance companies, who are committed to ensuring customer satisfaction, provide additional insurance for things like keys that are lost. This is typically an additional fee, but it can be less expensive than having to pay out-of-pocket for key replacement costs. The specific policy and deductible will determine whether or not your car insurance will cover keys that are lost. The majority of traditional keys can be easily replaced, but it may be more difficult if you have an electronic fob or smart key. These keys are laser cut and incorporate chips that send an electronic signal to your vehicle. They are therefore more difficult to replace than keys made of mechanical. They are also more expensive since you'll have to pay a locksmith and the key itself. If you're looking to cut costs on a lost key replacement think about using an auto club or roadside assistance service. These services can provide locksmiths with discounted rates, and may even cover the cost of the new key. car key replacement price of these companies also provide emergency lockout services which are useful for those who are in a hurry and have to get back on the road. Another option is to contact your car dealer to see whether they can assist you. Many dealerships have locksmiths on staff, and they may be able to design you new keys at an affordable price. However when the dealer needs to order a new key for the model you have it could take a few days to receive. No matter which method you select, make sure to save all receipts and documents to make a claim with your insurance company for your car should you need to. While it's not a pleasant experience losing your car keys could occur to anyone. There are ways to minimize the consequences. The quickest and cheapest way to replace lost car keys is by calling a locksmith in your area. However, you must consider the financial benefits versus the time and deductible payments that are required prior to filing an insurance claim.